FutureMoney makes it simple for families, parents, and individuals to invest together and build generational wealth. Explore Junior Roth IRA, 529 plans, retirement accounts, and goal-based investing — all with expert management, low fees, and SIPC-insured security.

Introduction to FutureMoney
FutureMoney is a modern investment platform designed to make goal-based investing simple, accessible, and stress-free for families, couples, and individuals. With a focus on building generational wealth, FutureMoney allows users to invest early, automate contributions, and create financial security that grows with time. From children’s accounts to retirement savings, FutureMoney combines expert-managed portfolios, low fees, and advanced security — all in one easy-to-use app.

Why FutureMoney Stands Out

Invest Together – FutureMoney is built for families, couples, and individuals who want to grow wealth together. Friends and relatives can contribute directly to accounts, making gifting a meaningful investment in your loved one’s future.

Goal-Based Approach – Whether saving for education, a first home, retirement, or a family vacation, FutureMoney tailors investments to your financial goals.

Generational Wealth Focus – The platform helps families set up long-term investments that pass down security, opportunity, and prosperity to future generations.

User-Friendly App – With an intuitive mobile interface, opening accounts and managing investments takes only minutes.

Benefits of Investing Early with FutureMoney

Maximize Compounding – Small contributions today grow significantly over time thanks to compound growth.

Reduce Future Stress – By preparing early for milestones like college or homeownership, you reduce financial burdens later in life.

Teach Financial Literacy – Parents can involve children in their accounts, teaching them valuable money lessons from an early age.

Investment Options with FutureMoney
FutureMoney provides a wide range of accounts to meet different financial needs:

Junior Roth IRA – Exclusive to FutureMoney, this account allows parents to invest for their children with tax-free growth, even without earned income.

General Investing Account – Flexible and fully controlled by the account holder, with no restrictions on when assets can be used or gifted.

529 Plan – A tax-advantaged account for education savings, ensuring funds grow tax-free for future tuition expenses.

Traditional IRA – Tax benefits today with deferred taxes upon withdrawal, perfect for retirement planning.

Roth IRA – Grow your investments tax-free with flexibility on withdrawals and long-term wealth-building potential.

How FutureMoney Invests for You

Personalized Portfolios – Every investment plan is tailored to your profile and financial goals.

Diversified Strategy – FutureMoney uses index-based investing to spread risk and maximize long-term returns.

Automated Reinvestment – Dividends are automatically reinvested to accelerate growth.

Expert Guidance – Portfolios are managed by financial professionals, requiring no prior investment experience.

Security & Trust

SIPC Insured – Investments are protected up to $500,000 (including $250,000 for cash) in case of brokerage failure.

Bank-Level Encryption – Advanced AES-256 encryption ensures user data remains private and secure.

Trusted Custodian – Assets are held with BNY Mellon | Pershing, one of the largest and most reliable custodians in the world.

Affordable & Transparent Pricing
FutureMoney offers one of the lowest fees in the industry for fully managed portfolios, ensuring more of your money stays invested and grows over time.

Who Can Use FutureMoney?

Families – Create a financial foundation for your children with tax-advantaged accounts.

Couples – Plan for shared goals like a home, vacations, or retirement together.

Individuals – Invest for personal goals with expert management and complete flexibility.

Customer Testimonials

“As a parent, I wanted to save for my child’s future, and FutureMoney made it easy. Their plans are flexible and trustworthy.” – Susan D.

“I never thought investing for my kids could be so simple. The Junior Roth IRA is a game-changer.” – Daniel F.

“The app is intuitive, fees are low, and I finally feel confident about my family’s financial future.” – Robert H.

“Saving for college and retirement is no longer overwhelming. FutureMoney gives me a clear plan.” – Mary H.

Why Families Choose FutureMoney

Ease of Use – Quick setup and intuitive design make it accessible for beginners.

Educational Impact – Kids learn the importance of saving and investing early.

Community Gifting – Relatives and friends can contribute, helping families achieve goals faster.

Long-Term Growth – With consistent investing, families build wealth across generations.

Magazine & Education Hub
FutureMoney also offers a digital magazine filled with expert advice, financial tips, and stories to guide families on their wealth-building journey.

Conclusion
FutureMoney is more than just an investing app — it’s a family-first financial platform designed to help parents, couples, and individuals create long-lasting wealth. With personalized portfolios, low fees, advanced security, and tax-advantaged accounts, FutureMoney empowers you to invest with confidence and pass down financial stability to the next generation.

✨ Start today, invest together, and build a brighter financial future with FutureMoney.