Start investing with Acorns by turning your spare change into smart investments. Explore expert-built portfolios, automated savings, and the power of compounding to grow your money over time.

Saving and investing money can feel overwhelming for beginners. Between financial jargon, complex platforms, and unpredictable markets, many people hesitate to start. That’s why Acorns has transformed the way millions of people approach investing—by making it simple, automatic, and accessible to everyone.

With its innovative Round-Ups® feature, expert-built portfolios, and a user-friendly app, Acorns has become one of the most popular micro-investing platforms in the United States. Instead of requiring large deposits or deep financial knowledge, Acorns helps you invest with just your spare change.

What is Acorns?

Acorns is a financial app designed to help everyday people save and invest automatically. Launched with the vision of making investing accessible to all, Acorns has built a reputation as a beginner-friendly platform that grows with you.

The company offers a variety of tools and services, including:

Acorns Invest – Automatically invest your spare change through Round-Ups®.

Acorns Later – Save for retirement with automated IRA accounts.

Acorns Early – Create investment accounts for your kids.

Acorns Banking – A checking account with features that save and invest for you.

Acorns Earn – Get bonus investments when you shop with thousands of partner brands.

How Does the Round-Ups® Feature Work?

The Round-Ups® feature is at the heart of Acorns. Here’s how it works:

Every time you make a purchase with your linked debit or credit card, Acorns rounds up the transaction to the nearest dollar.

The difference is invested automatically into your portfolio.

For example, if you buy a coffee for $3.25, Acorns rounds it up to $4.00 and invests $0.75 for you.

Over time, these small amounts add up, growing your investment account without you even noticing.

Expert-Built Portfolios

One of the main reasons beginners love Acorns is that they don’t have to pick stocks or worry about market timing. Instead, Acorns offers diversified portfolios built by financial experts.

These portfolios include ETFs (exchange-traded funds) from trusted firms like Vanguard and BlackRock, ensuring that your money is spread across multiple asset classes to reduce risk.

Depending on your goals and risk tolerance, you can choose from conservative, moderate, or aggressive portfolios.

The Power of Compounding

Acorns emphasizes the importance of compound interest, which allows your money to grow exponentially over time. By reinvesting your earnings, your account generates additional returns, creating long-term wealth.

For example

An initial deposit of $100, plus contributions of $20 per week for 20 years, could potentially grow into nearly $50,000 (based on an 8% average annual return).

The earlier you start, the more time compounding has to work in your favor.

Security and Protection

Acorns prioritizes security, ensuring your money and personal information are safe. Key protections include:

SIPC Insurance – Investment accounts are protected up to $500,000 (not against market losses, but against broker-dealer insolvency).

Bank-Level Security – Acorns uses advanced encryption to safeguard your data.

Trusted Partners – Acorns portfolios are managed with ETFs from the world’s top financial institutions.

Why Choose Acorns?

Beginner-Friendly – No financial background required.

Low Barriers to Entry – Start investing with just a few dollars.

Automated Savings – Round-Ups® and Smart Deposits help you save effortlessly.

Multiple Account Types – Investment, retirement, kids’ accounts, and banking.

Bonus Investments – Earn when you shop through Acorns’ partner network.

Educational Resources – The app includes financial literacy tools to help you learn as you grow.

Who Should Use Acorns?

New Investors – Perfect for those who want to start small and build gradually.

Busy Professionals – Automated investing means less time spent managing money.

Families – Parents can open accounts for their children through Acorns Early.

Goal-Oriented Savers – Whether saving for retirement, a home, or emergencies, Acorns makes it seamless.

Pricing

Acorns offers affordable subscription plans that bundle its services. For just a few dollars per month, users get access to investment accounts, retirement accounts, banking, and educational resources—all in one place.

Real Impact: Everyday Americans Investing

Acorns has helped millions of Americans invest over $250 million collectively just by using spare change and automated deposits. This demonstrates the platform’s power to transform small habits into meaningful financial growth.

Final Thoughts

Money doesn’t grow on trees—but with Acorns, your spare change can grow into long-term wealth. By making investing accessible, automated, and stress-free, Acorns empowers you to take control of your financial future.

Whether you’re new to investing or simply want a smarter way to save, Acorns offers the perfect solution to start small and grow big.

👉 Download Acorns today, link your accounts, and watch your spare change turn into a brighter financial future.